Microcredit

06/10/2023 Views: 1466

Microcredit is one of the core activities of the Thien Chi Center. It aligns perfectly with the mission to improve the capacity of the communitirs to solve their own problems. The loans are granted after a complete study of the families situation. The money is dedicated to create more money. Household with a plan to use the capital are more likely to receive a loan. Training programs are also put in place, so that people can learn how to properly use the money. It also helps reducing the risk of the investment.

Each loan is granted for one cycle of 6 months, and a Thien Chi employees visits the family every months to make sure that no problem emerges. Thien Chi also works closely with the local authorities and the village workers, who keep them updated on the situation. Everything is done to ensure the success of the loan. 

The first loan is always of a smaller amount, from 2,000,000 VND to 5,000,000 VND (80$ to 200$) depending on the model. After each cycle, a decision has to be made to renew the loan, and if it is the case, to increase it. The ultimate goal is that the average income of each person in the family exceeds 1,200,000 VND (or 1,500,000 VND, depending on the area). This corresponds to around 2$ per person per day. It gives credit to their models in the eyes of the traditional banks. Although Thien Chi does not provide loans anymore, they rely on the village workers to keep them updated. In case the family falls back under the 1,200,000 VND limit, Thien Chi can consider getting them back into the program.

Other Campaigns

Thien Chi Center Supports the Construction of 20 Houses for Poor Households in the First Half of 2025

17/07/2025
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In the first six months of 2025, Thien Chi Center collaborated closely with local authorities in various communes to implement a housing support program for poor and near-poor households. As a result, 20 new houses were built and handed over to families in especially difficult circumstances—those without homes or living in severely deteriorated shelters.

Raising Safety Awareness: Communicating Accident Prevention to Students

15/07/2025
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Thien Chi Center, in collaboration with the principals of primary and secondary schools in Ham Thanh, Thuan Quy communes, and Thuan Nam town, organized a communication session on drowning prevention and injury safety for over 2,000 students.

Swimming competition for students in the summer campaign

15/07/2025
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In order to improve students' health and effectively implement the drowning prevention project, the Thiện Chí Center coordinated with the Youth Union to organize a swimming competition for students as part of this summer's campaign. The event attracted the participation of 80 student athletes, both boys and girls, from various schools in the area.

Summary of the Sex Education Program for 7th-Grade Students, School Year 2024–2025

21/06/2025
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Thien Chi Center, in collaboration with the Department of Education and Training of Duc Linh District, organized a closing conference for the sex education program for 7th-grade students in the 2024–2025 school year. The conference served as an opportunity to review the program’s implementation over the past year, evaluate the results achieved, and draw lessons to improve the quality of sex education in the future.

Eyeglass Support for Ánh Kim

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Lan’s family used to live in Nha Trang but moved to Trà Tân, Đức Linh District three years ago due to high living costs and having many children. The family consists of six members: the couple and their four school-aged children.

EYE SCREENING IN PRIMARY SCHOOLS – IMPORTANCE & RESULTS

21/06/2025
151
Detecting refractive errors in primary school students plays a vital role in protecting and developing children's vision. At this age, their eyes are still in the process of maturing. If refractive errors such as myopia (nearsightedness) or astigmatism are not identified and corrected in time, they may lead to serious consequences like permanent vision loss, which can significantly affect a child’s learning ability and overall development. Early detection allows timely intervention through appropriate eyewear or vision training, helping children study more effectively and improving their quality of life.