Microcredit

06/10/2023 Views: 1709 mconan

Microcredit is one of the core activities of the Thiện Chí Center, fully aligned with its mission to strengthen communities and help them solve their own problems. Each loan is granted only after a careful assessment of the family’s situation, and it must always serve as an investment to generate income. Families with a clear plan for how to use the capital are more likely to receive support. Alongside the loans, training programs are provided so people can learn how to manage their money effectively and improve their economic activities, which also helps reduce investment risks.

Each loan cycle lasts six months. During this time, Thiện Chí employees visit families monthly to ensure everything is going smoothly. The center also works closely with local authorities and village workers, who keep them informed about each family’s progress. Everything is designed to maximize the loan’s chances of success.

The first loan is usually modest, ranging from 2,000,000 to 5,000,000 VND ($75–$190), depending on the family’s project. 

After each cycle, a decision is made whether to renew or increase the loan. The ultimate goal is for every family member’s average income to reach at least 1,200,000–1,500,000 VND per month (around $2 per person per day). Reaching this threshold gives the family credibility with traditional banks, making it easier to access larger loans in the future.

 

Other Campaigns

17/09/2025
Leticia1
6

Meeting People, Even Without English

17/09/2025
Leticia
18
English has been both a bridge and a challenge during my internship in Phan Thiết. From family visits and coworker exchanges to teaching kids at the English Center, every conversation has been an opportunity to connect and learn.

Charity Run and Scholarship Program for Disadvantaged Students in Six Communes of Hàm Thuận Nam

17/09/2025
Admin
10
On August 28 and 29, 2025, Thien Chi Center, in collaboration with the local authorities of Tuyen Quang, Ham Kiem, Tan Thanh, Ham Thanh, Tan Lap, and Ham Thuan Nam communes, organized a charity run. The event attracted strong participation from local residents and students, creating an energetic and meaningful atmosphere that highlighted the spirit of solidarity and community engagement. The fundraising effort was a great success, with VND 518 million collected, demonstrating the community’s practical commitment to supporting education.

How Can We Improve Health and Prevent Cardiovascular Diseases and Stroke?

16/09/2025
Admin
22
Thien Chi Center recently organized a special workshop with the participation of a nutrition consultant and a traditional medicine doctor. The event aimed to provide comprehensive knowledge for collaborators, staff, and local workers on effective health care practices. The discussions focused on the importance of a balanced diet, proper nutrition, and the adoption of healthy lifestyle habits to minimize the risks of cardiovascular diseases and strokes.

How to Create and Publish a Blog Post

16/09/2025
Leticia
20
To make it easier for future interns and volunteers, here’s a simple step-by-step guide to creating and publishing your post on the website.

Thien Chi Center collaborated with commune-level authorities to establish new commune management boards

15/09/2025
Admin
52
In line with the Vietnamese Government’s decision to streamline the state apparatus and strengthen the two-tier administrative system, in August, Thien Chi Center worked closely with commune-level authorities to establish new commune management boards. This initiative aims to improve governance efficiency while ensuring that community development activities are implemented in a more practical and coordinated manner